Fraud monitoring for the people who raised you

A quiet watch over the ones you love.

ScamWatch keeps an eye on your parents' bank accounts for the patterns scammers use — and texts you the moment something feels off. No app for them. No password sharing. Just peace of mind for you.

Coming soon to theApp StoreiOS · 2026

Free during the private beta. Be the first to know when we launch.

Read-only access. We can see, but never move, money.
ScamWatch dashboard showing watched family members and recent activity
A ScamWatch push notification on a lock screen
Bank connections secured by Plaidthe same technology behind Venmo, Chime & Robinhood256-bit encryption
How it works

Set up in 90 seconds. They never lift a finger.

You stay in control of everything. Your parent connects their bank once, from their own phone — and then never has to think about it again.

1

Send a text

Pick Mom or Dad from your contacts and we'll text them a private, secure link. The phone number is all we need to start.

2

They connect their bank

They tap the link, choose their bank, and sign in with their own credentials through Plaid. You never see their password — and there’s nothing for them to install.

3

We watch, quietly

From then on it’s calm. Most days, nothing happens. The instant a transaction looks like a scam, you get a push with a plain-English explanation of why.

What ScamWatch sees

Built to catch the moment that matters.

Not a flood of alerts. The few that count — explained in language anyone can act on.

A scam alert detail screen explaining why a transfer was flagged
Scam detection

It knows the shapes scammers use.

Pig butchering, romance scams, tech-support fraud, IRS impersonation, lottery and inheritance cons — each has a fingerprint. ScamWatch matches transactions against that pattern library and only sounds the alarm when the shape fits.

  • Every flag is defensible. A numbered, plain-English “why we flagged it” — never a black-box score.
  • Catches the slow build. Five small “test” transfers before the big one? That’s the tell, and we see it.
  • A script for the hard talk. Suggested words that lead with love — because “scam” triggers shame.
A ScamWatch push notification on the lock screen
The moment it matters

A push the instant something’s wrong.

The whole product lives in one notification. No dashboards to check, no reports to read. When $4,200 leaves Mom’s checking for a crypto exchange, your phone buzzes with the amount, the merchant, and what makes it suspicious — right on the lock screen.

  • Warm, never panicky. “Something caught our eye” — not “FRAUD ALERT.”
  • Never cries wolf. Capped at a few alerts a day, so the ones you get always mean something.
A gentle shopping-watch alert showing weekly spend against a limit
Worth a look

Watches compulsive spending — gently.

Not every worry is fraud. Late-night Temu hauls, the QVC habit, gambling sites — set a weekly limit on any merchant and we’ll give you a soft heads-up when it’s crossed. A different, gentler tone, because this is a health signal, not a crime.

  • Your limits, your merchants. Add Temu, HSN, QVC, DraftKings — anything — with a weekly or monthly cap.
  • Context, not judgment. We show the trend and suggest a kind way to check in.
Watch rules screen with toggles for spending watches
In your hands

You decide what counts as “worth a look.”

Scam patterns stay on, always. Everything else is yours to tune per person — large transactions, new payees, crypto and wires, international charges, late-night activity. Dial it loud or quiet, for Mom and Dad separately.

  • Per-person settings. Dad’s threshold and Mom’s can be worlds apart.
  • Set it and forget it. Sensible defaults mean most people never change a thing.
The details

Quietly thorough.

Read-only, forever

We can see transactions — never freeze cards, move funds, or touch a dime. That’s a promise baked into how we connect.

Nothing for them to install

Your parent connects their bank from a web link and is done. No new app, no account, no learning curve.

A weekly digest

Sunday mornings, a calm recap: how many transactions we reviewed and how many raised a concern. Usually zero.

Watch the whole family

Mom, Dad, an aunt — add as many as you look out for, each with their own banks, rules, and gentle alerts.

Security & privacy

Read-only. Always.

The single biggest worry families have is control. So we designed ScamWatch to be incapable of doing harm: we watch, and that is all.

Secured by Plaid. The same connection technology trusted by Venmo, Chime and Robinhood handles every bank link. Credentials are entered with the bank — never shared with us.

We can see, never spend

No freezing cards, no transfers, no calls to the bank on your behalf. Read access only.

Their password stays theirs

Plaid handles the bank login. The credentials never pass through ScamWatch.

Stop anytime

Your parent can disconnect in one tap. When they do, the data goes with it and you’re notified.

Be watching before the scammer is.

ScamWatch is in private beta and coming to iPhone in 2026. Reserve your spot and we’ll let you know the day it’s ready.

Coming soon to theApp StoreiOS · 2026

Built for iPhone first. Android is on the roadmap.